California Laws Protect You:

California Laws Protect You: In California, all payday lenders whether a storefront or online must be licensed by the Department of Business Oversight if they are going to do business in the state. You can visit the Department’s  website to verify a lender’s  license. www.dbo.ca.gov A payday lender may only make you one loan (which …

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If You Have Credit Problems:

If You Have Credit Problems: Call your creditors and ask to waive late fees, reduce the interest rate, and/or work with you to establish a re-payment schedule that will work for you. If you have missed bill payments or have other credit troubles, you may benefit from the service of a financial counselor. Counselors help …

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If You Are Facing Bankruptcy

If You Are Facing Bankruptcy: Recent Federal law requires mandatory credit counseling before you can declare bankruptcy. Go to: http://www.consumer.ftc.gov/articles/0224-filing-bankruptcy-what-know for help and information about Credit Counseling. The U.S. Department of Justice Trustee Program approves organizations to provide mandatory counseling before you can declare bankruptcy and mandatory debtor education after you declare bankruptcy. Go to: …

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Common Sense Financial Tips

Common Sense Financial Tips Avoid Future Money Problems: Create a budget (list all sources of income and all monthly expenses, including total owed). Prioritize your debts (pay most expensive interest rates first); cut all unnecessary expenses. Build up a rainy day funds by setting aside a small amount per paycheck in a savings account. Get …

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Need a Auto Title Loans?

Car Title Loans are only intended to meet short-term financial needs, please borrow responsibly. Cash 4 You Plus, CMS Car Title Loan in Whittier offers short term loans specifically to help consumers pay their loan off within a designated period of time. Title Loans allows their customers to pay additional amounts and at any time …

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